Minnesota Condo Insurance
Independent agency serving the condo insurance needs of New Hope, Plymouth, Maple Grove, and all of Minnesota since 1994.
Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations, and improvements you make to your unit that are your responsibility based on the condo association agreement.
Maki Insurance Center, Inc. of New Hope, MN can help you find a homeowners insurance policy that will offer you the protection you need at a price you can afford. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.
About Condo Insurance in Minnesota
Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry full value personal property which ensures that you’re reimbursed full replacement value without regard for depreciation after a covered loss.
If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.
Protect Yourself and Your Guests
Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
Extra Coverage Doesn’t Have to Cost A Lot
Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have special valuable items such as jewelry, art, antiques, or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.
Every condo is unique – talk to us today to find out how to get the best price and value on condo insurance in Minnesota.